New Investment Approach for Australian New Homebuyers
New Investment Approach for Australian New Homebuyers
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
Recent statistics have highlighted a notable shift in the strategies Australian first-time homebuyers are using to infiltrate the challenging property market.
Analysis of 2023's purchasing trends indicates an emerging investor mentality among new buyers.
According to the latest insights from the Lendi home loan network, 20% of first-time property acquisitions were made with a clear investment intention, renting out newly bought homes instead of occupying them. This phenomenon, known as 'rentvesting,' exhibits the increasing financial savvy of new entrants to the housing market.
Mortgage experts confirm that a significant portion of these buyers are prioritising their current way of life, opting to reside with family or lease in preferred locales while investing in more affordable areas. This strategy has particularly taken hold in Queensland, which reported a sharp increase in first home buys at the commencement of this year, likely boosted by recent government incentives.
The prevalence of rentvesting was uneven across the states, with New South Wales leading at 30%, Queensland at 26%, and Victoria close behind at 20%. The trend was less common in Western Australia and South Australia, registering only 10 and 7 percent, respectively. Intriguingly, the start of 2024 saw Queensland sprint ahead as 45% of all property deals in January were first home purchases.
The noticeable upswing in Queensland comes on the heels of the state government's decision to increase First Home Buyer grants to $30,000. This drawcard may well have accelerated the 'rentvestment' strategy as a feasible option for many Young Australians.
Exploring further nuances, Lendi's research uncovered that some first home buyers are pooling resources, with at least six percent of acquisitions involving three or more loan applicants, aimed at mitigating financial stress.
Financial creativity did not stop at group purchasing; there's also been a doubling in guarantor loans, where the backing, typically from family members, provides the requisite security for loan approval. With the aid of a guarantor, deposits averaged considerably lower, at around $38,000, demonstrating an alternative pathway into homeownership.
This report paints an evolving picture of a generation of Australians determined to carve their heritage in real estate through more inventive avenues, reflecting a growing adaptability in response to a transforming market landscape.
Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.
The Australian motorcycle market has experienced a notable 7.4% increase in sales during the first quarter of 2026, according to data from the Federal Chamber of Automotive Industries (FCAI). This growth is primarily driven by a significant surge in the off-road motorcycle segment, which saw a 26.7% rise compared to the same period in 2025. - read more
Sherco Motorcycles Australia has unveiled a compelling low-rate finance offer for its MY26 2-Stroke Factory Enduro range, aiming to make high-performance off-road motorcycles more accessible to enthusiasts. This initiative is particularly timely, aligning with the recent surge in off-road motorcycle sales across Australia. - read more
In an exciting development for motorcycle enthusiasts, the iconic British brand BSA Motorcycles has announced its official return to the Australian market, scheduled for mid-2026. This revival is part of BSA's global expansion strategy, which has already seen successful launches in the UK, Europe, India, Japan, and New Zealand. - read more
Securing financing for a motorcycle in Australia involves understanding various loan types and the application process. Prospective buyers can choose between secured and unsecured loans. Secured loans use the motorcycle as collateral, often resulting in lower interest rates, while unsecured loans do not require collateral but may come with higher rates. - read more
Welcome to the exhilarating world of motorcycle riding! Whether you're attracted by the sense of freedom, the adventure, or the efficiency motorcycles offer, joining the community of riders is an exciting step. However, purchasing your first motorcycle can be a daunting experience. - read more
Welcome to the exhilarating world of motorcycle riding. Whether you're a seasoned rider or just getting started, there's something uniquely thrilling about hitting the open road on two wheels. - read more
Motorcycle loans have become an essential financial tool for many Australians looking to hit the open road on two wheels. With a growing popularity of motorcycles, understanding the ins and outs of financing these vehicles is crucial. In Australia, there are various loan options available, each tailored to different needs and circumstances. - read more
Securing a motorcycle loan is a significant step for many Australians who dream of hitting the open road on two wheels. Not only does it provide personal freedom, but it also offers a sense of adventure and independence that’s hard to match. - read more
Start Here
Knowledgebase
Equity: The value of an ownership interest in an asset or company, after all debts and liabilities are deducted.
