New Investment Approach for Australian New Homebuyers
New Investment Approach for Australian New Homebuyers
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
Recent statistics have highlighted a notable shift in the strategies Australian first-time homebuyers are using to infiltrate the challenging property market.
Analysis of 2023's purchasing trends indicates an emerging investor mentality among new buyers.
According to the latest insights from the Lendi home loan network, 20% of first-time property acquisitions were made with a clear investment intention, renting out newly bought homes instead of occupying them. This phenomenon, known as 'rentvesting,' exhibits the increasing financial savvy of new entrants to the housing market.
Mortgage experts confirm that a significant portion of these buyers are prioritising their current way of life, opting to reside with family or lease in preferred locales while investing in more affordable areas. This strategy has particularly taken hold in Queensland, which reported a sharp increase in first home buys at the commencement of this year, likely boosted by recent government incentives.
The prevalence of rentvesting was uneven across the states, with New South Wales leading at 30%, Queensland at 26%, and Victoria close behind at 20%. The trend was less common in Western Australia and South Australia, registering only 10 and 7 percent, respectively. Intriguingly, the start of 2024 saw Queensland sprint ahead as 45% of all property deals in January were first home purchases.
The noticeable upswing in Queensland comes on the heels of the state government's decision to increase First Home Buyer grants to $30,000. This drawcard may well have accelerated the 'rentvestment' strategy as a feasible option for many Young Australians.
Exploring further nuances, Lendi's research uncovered that some first home buyers are pooling resources, with at least six percent of acquisitions involving three or more loan applicants, aimed at mitigating financial stress.
Financial creativity did not stop at group purchasing; there's also been a doubling in guarantor loans, where the backing, typically from family members, provides the requisite security for loan approval. With the aid of a guarantor, deposits averaged considerably lower, at around $38,000, demonstrating an alternative pathway into homeownership.
This report paints an evolving picture of a generation of Australians determined to carve their heritage in real estate through more inventive avenues, reflecting a growing adaptability in response to a transforming market landscape.
Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.
The Australian motorcycle market has exhibited remarkable resilience in 2025, recording a modest 1.3% decline in total sales compared to the previous year. According to data from the Federal Chamber of Automotive Industries (FCAI), 92,967 motorcycles and off-highway vehicles were sold across the country during this period. - read more
The Australian motorcycle market has experienced a notable 7.4% increase in sales during the first quarter of 2026, according to data from the Federal Chamber of Automotive Industries (FCAI). This growth is primarily driven by a significant surge in the off-road motorcycle segment, which saw a 26.7% rise compared to the same period in 2025. Scooter sales also contributed positively, with a 7.8% increase. - read more
CFMOTO Australia has unveiled its latest flagship adventure motorcycle, the MY26 1000MT-X, set to arrive in dealerships nationwide in late May 2026. Priced competitively at $18,990 ride away, the 1000MT-X aims to offer a high-performance, feature-rich option for adventure touring enthusiasts. - read more
Geely Australia has unveiled an enticing end-of-financial-year finance offer, providing a 0.88% per annum comparison rate on its EX5 Extended Range electric SUV and Starray EM-i models. This limited-time promotion runs from May 1 to June 30, 2026, aiming to make these vehicles more accessible to Australian consumers. - read more
When you're in the market for a new motorcycle, the thrill of choosing your next ride can be temporarily overshadowed by the financing process. Your credit score is a critical factor in securing a loan with favorable terms, and it's natural to worry about potential impacts while shopping around for the best deal. - read more
Feeling the wind rushing past you as you glide down the open road, with the growl of the engine as your soundtrack – the thrill of motorcycle ownership is a unique blend of freedom, excitement, and passion. In Australia, where the vistas are as captivating as the sense of adventure, owning a motorcycle is not just about transportation; it's a way to experience the landscape to its fullest. - read more
When it comes to purchasing a new motorcycle, securing favorable loan terms is essential for a smooth and affordable financial transaction. Negotiating motorcycle loan terms allows you to have better control over interest rates, loan duration, and repayment conditions, ultimately ensuring that you secure the best possible deal. - read more
Are you dreaming of hitting the open road on a brand-new motorcycle, but unsure about the financial leap it requires? Navigating the world of motorcycle loans can initially seem daunting, but understanding how to secure a favourable deal is crucial. - read more
Start Here
Knowledgebase
Balance Sheet: A financial statement that summarizes a company's assets, liabilities, and shareholders' equity at a specific point in time.
No comments yet. Be the first to share your thoughts.