Bike Loans Australia :: Calculators
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Bike Loans Australia Vehicle Lease Repayment Calculator

Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Car Lease Details:

Remember to make allowance for any relevant tax, stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

The Residual (or Balloon) represents the amount due for repayment at the end of the Loan Term.

A large Residual will mean lower monthly payments but at a greater cost over the term.


% of Purchase Price
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
calculate
car lease Repayment & Amortisation Calculator

Important!

Car Lease Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Car Lease Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

car lease Repayment & Amortisation Calculatorcar lease Repayment & Amortisation Calculator

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Bike Loans Articles

Navigating Aussie Weather: Motorcycle Maintenance for Every Season
Navigating Aussie Weather: Motorcycle Maintenance for Every Season
The importance of motorcycle maintenance cannot be understated, especially when faced with the unique and shifting weather conditions that span our vast continent. From the scorching heat of the Outback to the wet and windy coastline, traversing Australia on two wheels requires your machine to be as adaptable as you are. - read more
Accelerate Your Dreams: Essential Tips for a Smooth Bike Loan Process
Accelerate Your Dreams: Essential Tips for a Smooth Bike Loan Process
Feeling the wind rushing past you as you glide down the open road, with the growl of the engine as your soundtrack – the thrill of motorcycle ownership is a unique blend of freedom, excitement, and passion. In Australia, where the vistas are as captivating as the sense of adventure, owning a motorcycle is not just about transportation; it's a way to experience the landscape to its fullest. - read more
Avoiding Common Pitfalls in Motorcycle Financing: What to Watch Out For
Avoiding Common Pitfalls in Motorcycle Financing: What to Watch Out For
Motorcycle financing is a convenient way for enthusiasts to purchase their dream bikes without having to pay the full cost upfront. However, understanding the potential pitfalls and avoiding them is crucial to ensure a smooth and cost-effective financing experience. - read more
Pros and Cons of Buying a New Motorcycle vs a Used One in Australia
Pros and Cons of Buying a New Motorcycle vs a Used One in Australia
If you’re considering purchasing a motorcycle in Australia, one of the critical decisions you'll face is whether to buy a new or used one. This decision can significantly impact your finances, so making an informed choice is paramount. - read more

Finance News

KTM's €600 Million Lifeline: A New Chapter for the Austrian Motorcycle Giant
KTM's €600 Million Lifeline: A New Chapter for the Austrian Motorcycle Giant
03 Jan 2026: Paige Estritori
KTM AG, the renowned Austrian motorcycle manufacturer, has successfully secured €600 million in funding to meet its debt obligations, marking a significant milestone in the company's ongoing financial restructuring. This development comes after a period of financial turbulence that led KTM into self-administration and a comprehensive restructuring process. - read more
Peter Stevens Motorcycles Enters Voluntary Administration Amid $65.9 Million Debt
Peter Stevens Motorcycles Enters Voluntary Administration Amid $65.9 Million Debt
03 Jan 2026: Paige Estritori
Peter Stevens Motorcycles, a cornerstone of Australia's motorcycle retail industry since 1970, has entered voluntary administration, revealing debts exceeding $65.9 million. This development casts uncertainty over the future of the company's 400 employees and its extensive customer base. - read more
Australian Motorcycle Market Sees Modest Decline Amid Rising Scooter Popularity
Australian Motorcycle Market Sees Modest Decline Amid Rising Scooter Popularity
03 Jan 2026: Paige Estritori
The Australian motorcycle market has experienced a modest decline in sales during the first nine months of 2025, with a 2.2% decrease compared to the same period in 2024. According to data from the Federal Chamber of Automotive Industries (FCAI), a total of 63,988 motorcycles were sold between January and September 2025. - read more
Harley-Davidson Explores Sale of Financing Unit Stake
Harley-Davidson Explores Sale of Financing Unit Stake
18 Dec 2025: Paige Estritori
Harley-Davidson, the iconic American motorcycle manufacturer, is reportedly in discussions to sell a stake in its financing unit, Harley-Davidson Financial Services (HDFS). This move could have significant implications for motorcycle financing options available to consumers. - read more

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Knowledgebase
Personal Loan:
a loan that is granted for personal use, normally unsecured and granted by a lender on the borrower's integrity and capacity to repay