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Motorbike Finance: Flexible & Affordable Solutions

Are you shopping for a Bike Loan? Well, you're in the right place! .

Get a free Bike Loan Eligibility Assessment to see if you may qualify, compare rates and options from multiple lenders, and access competitive loan offers from a selection of reputable Australian bike finance brokers and lenders. Fast, free and easy – and our initial eligibility assessment does not access or affect your credit file (any later application with a broker or lender may involve a credit check). We've also got Bike Loan Calculators, helpful articles, bike financing news updates and a weekly bike buyers podcast.

  • Low Rates
  • Multiple Lenders
  • Broker Support
  • Compare Options
  • Professional Service

Find Your Bike Loan Here.

Loan Amount:
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from brokers and/or lenders for referrals made through this service; where payable, this is a general marketing expense and is not added to the amount you pay. We do not provide financial advice or credit assistance directly.

Free Assessment

To get started, simply submit our quick and easy Bike Loans quote request form. There is no charge to you, no obligation to proceed with any recommendations or options and, because we do not initiate credit checks, there is no impact on your credit score.

Low Rates

At Bike Loans Australia we help you compare bike financing options by matching you instantly and directly with a specialist bike finance broker who can offer competitive rates and options from their preferred lender panel (this is not a comparison of all lenders in the market).

No Credit Check

Many bike finance and loan websites automatically run a credit check on all their applicants. These credit checks are generally recorded on your credit file as a `new loan enquiry` and, even just a few such enquiries over the course of a couple of months can adversely affect your credit options.

As part of our initial eligibility assessment, Bike Loans Australia will not access your credit file, so your options are not unnecessarily limited. Once we have referred you, your chosen lender or broker will follow their own process and may request your consent to conduct a credit check if you decide to proceed with a loan application.

Multiple Lenders

For access to competitive Bike Loan rates from a reputable Bike Loans expert broker or lender, all you need do is complete our simple Bike Loans Australia Bike Loan quote request form.

We will provide your eligibility assessment result immediately, with the option to have your enquiry matched to a member of our specialist broker/lender panel if you wish to proceed.

Your matched broker or lender can then present your options, rates, and process your loan application when required.

Bike Sales

Bike sales websites and bike sales yards may be the best place to buy a bike, but a specialist bike loan broker works for you - to secure the right bike loan options for your individual circumstances. When you submit our online bike loan eligibility assessment, we can put you in direct contact with a bike finance specialist who can ensure you get the best value finance to suit your specific circumstances.

New & Used

Bike Loans Australia can help you with finance for used bikes as well as new bikes. If you are actively looking at bikes for sale, why not check out your borrowing capacity first? Simply submit our bike sales loan eligibility assessment to find out how much you can borrow ... with no credit check.

Broker Matching

Your broker will be assigned based on your specific requirements and circumstances, as identified from the answers you provide in our bike loan eligibility assessment. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

Personal Advice

Bike Loans Australia does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personalized advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.


Bike Loans Articles

Budget-Friendly Steps to Owning Your First Motorcycle
Budget-Friendly Steps to Owning Your First Motorcycle
The thrill of the open road, the rush of wind past your helmet, and the sense of uninhibited freedom—all of these are sensations associated with owning your very own motorcycle. The desire to experience this liberty is what drives many to consider the purchase of their first bike. However, the journey to becoming a motorcyclist involves more than just selecting a machine that looks and feels good; it requires a thoughtful approach to the budget and cost of ownership. - read more
Effective Budgeting Strategies for Managing Motorcycle Loan Repayments
Effective Budgeting Strategies for Managing Motorcycle Loan Repayments
There's nothing quite like the thrill of hitting the open road on your motorcycle. The freedom, the exhilaration, and the sense of adventure are unparalleled. For many Australians, motorcycling isn't just a mode of transport; it's a passion and a lifestyle choice. - read more
From Dream to Reality: Steps to Take Before Applying for Your Motorcycle Loan
From Dream to Reality: Steps to Take Before Applying for Your Motorcycle Loan
A sense of boundless excitement often accompanies the thought of buying your very first motorcycle. It's more than just a purchase; it's an entry pass to a lifestyle charged with freedom, wind in your hair, and the open road calling your name. The thrill of ownership however, comes with its fair share of responsibilities, chief among them being the financial commitment it demands. - read more
Smart Strategies for Saving Money on Motorcycle Loan Repayments
Smart Strategies for Saving Money on Motorcycle Loan Repayments
When it comes to purchasing a motorcycle, many riders opt for financing their purchase through a loan. While it allows you to enjoy the thrill of riding without hefty upfront costs, it's important to manage your monthly loan repayments effectively. By saving money on your motorcycle loan repayments, you can free up funds for other important expenses or accelerate the pay-off process. - read more

Finance News

KTM's €600 Million Lifeline: A New Chapter for the Austrian Motorcycle Giant
KTM's €600 Million Lifeline: A New Chapter for the Austrian Motorcycle Giant
03 Jan 2026: Paige Estritori
KTM AG, the renowned Austrian motorcycle manufacturer, has successfully secured €600 million in funding to meet its debt obligations, marking a significant milestone in the company's ongoing financial restructuring. This development comes after a period of financial turbulence that led KTM into self-administration and a comprehensive restructuring process. - read more
Peter Stevens Motorcycles Enters Voluntary Administration Amid $65.9 Million Debt
Peter Stevens Motorcycles Enters Voluntary Administration Amid $65.9 Million Debt
03 Jan 2026: Paige Estritori
Peter Stevens Motorcycles, a cornerstone of Australia's motorcycle retail industry since 1970, has entered voluntary administration, revealing debts exceeding $65.9 million. This development casts uncertainty over the future of the company's 400 employees and its extensive customer base. - read more
Australian Motorcycle Market Sees Modest Decline Amid Rising Scooter Popularity
Australian Motorcycle Market Sees Modest Decline Amid Rising Scooter Popularity
03 Jan 2026: Paige Estritori
The Australian motorcycle market has experienced a modest decline in sales during the first nine months of 2025, with a 2.2% decrease compared to the same period in 2024. According to data from the Federal Chamber of Automotive Industries (FCAI), a total of 63,988 motorcycles were sold between January and September 2025. - read more
Harley-Davidson Explores Sale of Financing Unit Stake
Harley-Davidson Explores Sale of Financing Unit Stake
18 Dec 2025: Paige Estritori
Harley-Davidson, the iconic American motorcycle manufacturer, is reportedly in discussions to sell a stake in its financing unit, Harley-Davidson Financial Services (HDFS). This move could have significant implications for motorcycle financing options available to consumers. - read more

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Find Your Bike Loan Here.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Hard Inquiry:
A credit report check by a lender or other entity as part of the credit approval process, which can lower your credit score.